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    Residential Mortgage Corporation is an African American owned mortgage company that has nonprofit subsidiary, the Residential Mortgage Learning Institute (RMLI). There area three major programs under RMLI: 1) the Education and Training Opportunities Program is designed to offer training to those who are new to mortgage financing, while providing continuing education for the more experienced loan officer; (2) the RMLI Community Education Program allows us to conduct free workshop for community members from churches and area schools that address the general aspects of home ownership and (3) the Road to Home Ownership Program which affords low and moderate income families an opportunities to repair their credit, learn budgeting and other life skills that lead to owning a home.

    Our Road to Home Ownership Program includes the following components: Purchasing Your First Home: the 411 on Credit (Everything You Need to Know About Credit, but Were Afraid to Ask); Financial Fitness for Home Ownership and the Road to Closing Day. Home buying counseling sessions are conducted one-on-one to specifically address the challenges faced by future homeowners.

    The Residential Companies were organized as a result of prayer and faith. Our mission is to help our clients to reach their financial goals with sincerity, honesty and integrity. We are a resource dedicated to assisting you in safely securing wealth by taking advantage of 21st century economic opportunities. We are a network a highly trained and forward thinking financial advisors, money coaches, mortgage planners and insurance specialist.
    Residential Mortgage corporation has been a pillar in the metropolitan area for over a decade, voted mortgage company of the year in 2006 and 2007, RMC continues to help potential homeowners and current homeowners with there mortgage and financial needs. We believe that with today’s volatility in the financial markets, it’s vital to have honest, knowledgeable and professional advisers to help you navigate through today’s market.
    We’ve created a one-stop convenience solution center available for you to get all of your needs met in a safe environment.


    Here’s what our happy clients had to say about our services:

    I would like to extend my gratitude for the services that were provided by Residential Mortgage Corporation. Being new to the Home Buying process, at first I felt nervous and intimidated by embarking on this life-changing experience and new information that I was receiving from various sources like family, friends, and professionals in the Real Estate Industry. I was also with two other Mortgage Companies and my experience I wish to forget because I was misinformed and uneducated on so many things. Mr. Hungerford was able to “clear” the air by giving me sound information that enabled me to view the pros and cons of the Home Buying Process. With this sound foundation of knowledge, I was able to make a concise decision on the home that I selected and the right loan and program to fit my specific needs. Mr. Hungerford and his staff were at my access through this intense process. Even as things changed, Mr. Hungerford and his staff explained in detail what was happening and the next step in the process which eased my mind. As a first-time home buyer, I will never forget the day of Closing and receiving the keys to my new home and right there to guide me along the way was Mr. Hungerford. I would recommend Residential Mortgage Company to anyone based upon the professional and tailor-made service that I received. I am blessed to have the services of a Residential Mortgage Company to represent me. THANK YOU


    Nicki Jones , New Home Owner

    Dear RMC Clients,
    I’d like to take this opportunity to commend Mr. Hungerford for his sensitivity and expertise in helping me acquire my first home just recently in Prince George’s county. I was about to renege a contract that I had on a particular home after being disappointed by another mortgage company, but due to his diligence and hard work I am now two and half months in a home that I thoroughly enjoy. I highly recommend Mr. Derick Hungerford to any and all prospective homebuyers. Thank you.
    Sincerely, Kenneth A. Wilcots

    Kenneth A. Wilcots

    I would like to take an opportunity to offer a formal recommendation for Mr. Derrick Hungerford and the entire staff at Residential Mortgage Corporation. As a first time home buyer I encountered many people promising me the world and producing nothing. Prior my meeting Mr. Hungerford I had been through two other Lenders. One lender only qualified me for enough money to purchase a shed and the other simply told me they would not work with me. I had honestly lost hope and begin to accept that I would not be able to purchase a home. After my first meeting with Mr. Hungerford and telling him all my fears and doubts, I left that office hopeful that purchasing a home would become a reality for me. Mr. Hungerford and his team walked me step by step through the process and I could always rely on them to provide me with an answer to my question. There were times that I drew frustrated and Mr. Hungerford went above and beyond his job to assure me everything was going to work out.
    There are no words that explain my feelings towards the level of professionalism Mr. Hungerford provided me. My phone calls were returned in a timely manner, as well as my e-mails. I went through a down payment assistance program that caused my settlement date to be pushed back what seemed like 100 times, Mr. Hungerford kept me calm and assured me that everything was going work out. To give and example about Mr. Hungerford’s character he even made a personal trip to the office that was handling my file, to seek a resolution to the constant hold up on my settlement. That type of service assured me that God had placed me in the right hands. As I went to closing Mr. Hungerford was right there with me. After closing he continued to reach out to me to again assure me that him and his team was there for me. I will be forever grateful for what Mr. Hungerford did for me. When other companies would not take a chance on me, God lead me to Residential Mortgage Corporation and I Thank him for that every time I walk in my NEW HOME.
    As a child of God I know that when God bless me or brings me through a situat”lon it is not just for me, it is for those who he places in my life as well. Without hesitation I would recommend every person I speak to who is interested in purchasing a home to first start with calling Mr. Derrick Hungerford at Residential Mortgage Company. Again I Thank You Mr. Hungerford from the bottom of my heart for everything that you have done for me during this process.
    God Bless,
    Tamika Williams
    Blessed, Grateful, and Satisfied First time Home Buyer

    March 27, 2012

    Tamika Williams

    A sincere thank you for the excellent customer service and assistance I received with my recent home purchase.
    I never could have gotten a loan without RMC great team, your company made the process smooth and stress free for me and my family.
    Once again, thank you very much words cannot express the gratitude I have for your organization, and I highly recommend RMC to anyone that is thinking of qualifying for a loan to purchase their dream home.

    November 13, 2014

    Dave Webster

    Dear RMC staff,
    We wanted to personally thank you and Residential Mortgage Corporation for making our
    dream of homeownership possible in such a difficult market environment. Your staff was
    professional, courteous, and quick to respond. We sincerely appreciate how quickly you were
    able to put together the loan given the short amount of time the seller’s bank gave us to complete the transaction. We know that we had a lot of questions for you as first-time
    homebuyers and I can only say thank you for your patience. We are so excited to become home owners.

    Chris Markle and Sara Cabrera, First Time Home Buyers

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    • (301) 773-9811

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