Refinance Checklist



X Most recent 30 days of pay-stubs (or equivalent)

X Most recent 2 years W-2 forms

X Most recent 2 years Federal Income Tax Returns complete with all schedules

*** Most recent 2 years Federal Corporate and / or Partnership income tax returns complete with all schedules

*** Most recent YTD Profit / Loss Statement

*** Most recent Retirement and / or Social Security Award Letter

*** Proof of Child Support Income for one (1) year

X Other: Copies of Social Security Card and Driver License



X Most recent 3 months bank statements (include all pages)

X Most recent 3 months statements asset accounts (401K, thrift, IRA, etc.)



*** Written and signed explanation of any credit problems or inquiries

*** Copy of Bankruptcy papers, discharge, schedule of debts, and explanation

*** Copy of Complete Divorce Decree

X Copy of Hazard Insurance

X Copy of Recent billing statement (i.e. second mortgage)

X Copy of Mortgage Note

X Credit Report – Individual: $14.10/Couple: $15.00 (Please make check or money order payable to RMC)

*** Copy of Lease Agreement(s) for rental properties

Program News
  • Neighborhood Stabilization Program

    The Neighborhood Stabilization Program (NSP) was established for the purpose of stabilizing communities that have suffered from foreclosures and abandonment. Through the purchase... Read More→

  • ADDI

    The American Dream Down Payment Initiative provides down payment and closing cost assistance to low to moderate income families who are first time homebuyers for the purchase of... Read More→

  • HPAP

    The Home Purchase Assistance Program (HPAP) enables lower-and moderate-income individuals and families to purchase affordable housing in Washington, D.C. Qualified HPAP applicants... Read More→

  • My Home Program

    The My Home loan provides home loan assistance to eligible first time homebuyers to purchase owner occupied or vacant residential properties anywhere in Prince Georges County.... Read More→

  • CDA

    The Community Development Administration program is for first time homebuyers and will assist with the down payment and closing cost. Income restrictions are more flexible as... Read More→

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    I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both to knowingly make any false statement when applying for this mortgage as applicable under the provisions of Title 18, United States Code, Section 1014.